Claims

New in 2021, the Quality Loss Option (QL) is an endorsement that can be added to an individual crop insurance policy. It applies to any year that he suffered a quality loss, and it allows a farmer to replace his farm’s post-quality adjusted production with pre-quality adjusted production. Improving historical yields will allow you to

Types of Units Once a farmer chooses the type of plan and level of coverage, he can choose how he wants to insure his crops. There are a few different ways to set up a crop insurance policy if you have more than one farm. Optional Units (OU) – Optional Units insure each surveyed section

Crop insurance is a federally funded program, and it is important to follow the requirements and deadlines of your crop insurance policy to get your claim dollars when you need them. Below are the most common errors found.   Documents have no signature or date – We cannot stress enough how important it is to

You can access all important dates for crop insurance by going to the Important Dates link. If you would like reminders throughout the year, sign up for our automated texting (text the word CROP to 797979) or sign up for email updates

If you are not intending to harvest your crop (it’s too poor to combine, it needs to be destroyed for development, etc), or you are not harvesting the crop for grain (silage, beanlage, etc), it is important that you call your agent before you do anything. Your crop is required to be appraised for a

The end of the insurance period is considered to be when the crop is harvested or December 10th, whichever date is earlier. If you still have crops in the field, please call your agent so that a loss can be turned in. Your coverage is then extended. If you are unable to harvest, an adjuster

Your corn crop can be insured as grain or silage in the counties where silage type is available. If you chop silage, please contact us BEFORE you chop, preferably two weeks prior so your crop can be appraised. This is extremely important even if you don’t think you are going to have a loss.

Yes, it is possible that you do have a claim. You are covered for wildlife to the extent of the coverage level you have selected. If you have a 75% policy, you would need damage greater than 25% on the entire unit. You can turn in a claim by contacting us in the following ways:

Contact us anytime you think your crop is in trouble. You can turn in a claim by contacting us in the following ways: Phone: (419) 886-2141 or (888) 481-1342 Email: agents@biacrop.com Website: submit a claim tool Individual Agent Phones – call or text Claims deadlines are very strict. You are required to report production losses

If you cannot get your initial planting in due to poor weather conditions, you may claim Prevented Planting if you qualify within the 20/20 rules. The prevented planting acres must be 20% of the unit planted to that crop or a total of 20 acres, whichever is less. You are required to call your agent