The Supplemental Disaster Relief Program (SDRP) will be administered in two stages. Producers can receive payments in both stages, if applicable, and for one or both years, depending on losses.
Stage 1 – Indemnified Losses
Who Is Eligible for Stage 1
Crop, tree, and vine losses must be due to wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze (including a polar vortex), smoke exposure, excessive moisture, qualifying drought, and related conditions occurring in calendar years 2023 and/or 2024.
Drought losses must have occurred in a county rated by the U.S. Drought Monitor as having a D2 (severe drought) for eight consecutive weeks, D3 (extreme drought) or greater intensity level during the applicable calendar year. A full list of counties that are eligible for SDRP due to drought for 2023 and 2024 is available here.
Payment Calculations for Stage 1
Stage 1 payments are based on the SDRP adjusted NAP or Federal crop insurance coverage level the producer purchased for the crop.
The net NAP or net Federal crop insurance payments (NAP or crop insurance indemnities minus administrative fees and premiums) will be subtracted from the SDRP calculated payment amount.
The Stage 1 payment calculation for a crop and unit will depend on the type and level of Federal crop insurance or NAP coverage obtained by the producer. Crops covered under a WFRP policy or included in a whole-farm unit will be treated as a single crop for payment calculation purposes. Each payment calculation will use an SDRP factor based on the level of Federal crop insurance or NAP coverage the producer had obtained for the crop and unit, as specified in the following table. These factors are consistent with the factors used previously for ERP Phase 1 and ERP 2022 Track 1.
For stage 1, the total SDRP payment to indemnified producers will not exceed 90 percent of the loss and an SDRP payment factor of 35 percent will be applied to all stage 1 payments. If additional SDRP funds remain, FSA may issue a second payment.
To calculate a Stage 1 payment for an eligible insured crop, tree, or vine loss, RMA will perform a calculation consistent with the calculation of an indemnity for the crop and unit. The calculation will use the approved RMA loss procedures for the type of coverage purchased by the producer, but it will substitute the applicable SDRP factor for the policy’s coverage level. Using that SDRP factor, RMA will determine the amount that will be used in place of the liability for SDRP purposes. The result of that calculation will then be adjusted by subtracting the net crop insurance indemnity, which is equal to the producer’s gross crop insurance indemnity for the crop and unit, minus administrative fees and premiums. This step eliminates any overlap between the producer’s crop insurance payment and the assistance provided through SDRP Stage 1.
How to Apply for Stage 1
Complete and Submit Your Pre-Filled Application
For Stage 1, FSA is using a streamlined, pre-filled application process for eligible crop, tree and vine losses leveraging existing NAP data as well as data on file with RMA for losses covered by certain federal crop insurance policies.
SDRP applicants can review and sign the pre-filled FSA-526, Supplemental Disaster Relief Program (SDRP) Stage 1 Application mailed to producers and return to their FSA county office by one of the following methods:
- In-person
- Electronically using Box and One-span
- Fax
- Visit a local FSA county office to request an application
All producers who receive SDRP payments will be required to purchase federal crop insurance or NAP coverage for the next two available crop years at the 60% coverage level or higher.
Producers who fail to purchase crop insurance for the next two available crop years will be required to pay back the SDRP payment, plus interest, to USDA.
Stage 2 – Non – Indemnified Losses
Who Is Eligible for Stage 2
Stage Two of SDRP covers eligible crop, tree, bush and vine losses that were not covered under Stage One program provisions, including non-indemnified (shallow loss), uncovered and quality losses. For Stage Two program details, including fact sheets, please visit fsa.usda.gov/sdrp. Crop, tree, and vine losses must be due to wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze (including a polar vortex), smoke exposure, excessive moisture, qualifying drought, and related conditions occurring in calendar years 2023 and/or 2024.
How to apply for Stage 2, Uncovered, Quality, or Shallow Losses
FSA county offices will begin accepting SDRP Stage Two applications on November 24, 2025. Producers have until April 30, 2026, to apply for both Stage One and Stage Two assistance. FSA is establishing block grants with Connecticut, Hawaii, Maine, and Massachusetts that cover crop losses; therefore, producers with losses on land physically located in these states are not eligible for SDRP program payments.